atm – APCA Blog http://blog.apca.com.au APCA Views & News Wed, 06 Dec 2017 02:00:22 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.2 Payments Industry Policy and Government Round-up http://blog.apca.com.au/payments-industry-policy-government-round/ Thu, 22 Jun 2017 05:14:51 +0000 http://blog.apca.com.au/?p=4154 In recent months, the Commonwealth Government has announced a number of initiatives that touch on the world of payments. We are pleased to be working in a collaborative capacity with the government on the topics outlined below. If you would…

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]]> ATM statistics – are we slipping back into our old ways? http://blog.apca.com.au/atm-statistics-slipping-back-old-ways/ Wed, 26 Dec 2012 22:28:48 +0000 http://blog.apca.com.au/?p=3474 The introduction of ATM direct charging in March 2009 has been one of the more public experiments in consumer behaviour within Australian retail payments. With three and a half years of statistics now available, we are developing a clearer view of its impact.

On the supply side, direct charging has accompanied a rise in the number of ATMs. There were 25,000 ATMs in Australia in mid-2008 and now there are over 30,000.

Despite more ATMs, direct charging has also seen a contraction in the number of withdrawals, with a drop by about 30 million withdrawals between 2008-09 and 2009-10. While this decline coincides with the GFC, the average withdrawal amount rose slightly during this period - suggesting slightly fewer but slightly larger withdrawals from ATMs as a response to direct charging.

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